Global policyApplies across all countries & continentsLast updated: February 1, 2026

Anti-Fraud, AML & Anti-Scam Policy

Global protections against fraud, money laundering, terrorist financing, sanctions evasion, impersonation, and donation scams—designed to protect donors and beneficiaries worldwide.

Anti-Money Laundering (AML)Sanctions awarenessDonation scam prevention
We block laundering
We investigate structuring, stolen cards, layering, and suspicious donation patterns.
We fight scams
We take down impersonation attempts and fake fundraisers using our name.
We cooperate
We may cooperate with processors and lawful authorities where required.

1. Threat Model

  • • Stolen card donations and chargeback abuse
  • • Structuring (splitting donations to avoid detection)
  • • Impersonation / “fake charity” scams
  • • Money laundering and sanctions evasion attempts
  • • Exploitation of beneficiaries or diversion of aid

2. Core Controls

Monitoring
Pattern detection, velocity limits, geo-risk flags, duplicate identity signals, and dispute trend checks.
Controls
Donation holds, verification prompts, restricted access, and reporting mechanisms.

3. Donation Screening & Holds

We may temporarily hold or reject donations that appear suspicious (e.g., mismatched identity signals, unusual volume, high-risk regions, repeated declines, abnormal chargeback history, or suspected third-party funding).

4. Verification & KYC-lite

When necessary, we may request minimal verification (e.g., confirming donor identity, confirming authorization, or validating contact details). We keep verification proportional—only what is needed to protect integrity.

5. Sanctions & Restricted Parties

We do not knowingly facilitate prohibited transactions. We may block transactions linked to restricted parties, sanctioned regions, or unlawful purposes. Where required, we cooperate with payment processors and lawful authorities.

6. Reporting Abuse

Report scams, impersonation, or suspicious donation activity via our Contact page. If someone claims to represent us, verify through our official website only.

7. Enforcement Actions

  • • Block or suspend suspicious accounts and traffic
  • • Refuse or reverse donations where legally/operationally permitted
  • • Preserve logs for investigation and cooperate where required
Payments
Donations are processed via Stripe and Flutterwave. We do not store full card details. Additional payment methods (e.g., PayPal) may be added in future updates.