Global policyApplies across all countries & continentsLast updated: February 1, 2026

Refund Policy

Clear rules for refunds, chargebacks, duplicate donations, and fraud cases—written for international donors across all currencies and regions.

Chargeback-awareFraud-first responseGlobal donors
Duplicates
We prioritize correcting accidental duplicate donations.
Processor rules
Refund timing depends on Stripe/Flutterwave processing and banks.
Fraud blocks
We may pause action if we suspect laundering, scams, or identity theft.

1. General Rule

Donations may be non-refundable once allocated or used for humanitarian activity. However, we review requests fairly, especially for mistakes, duplicates, or unauthorized payments, subject to legal and processor constraints.

2. Eligible Refund Scenarios

  • • Duplicate donation (same donor, same amount, near-same time)
  • • Obvious donation amount error (e.g., extra zero)
  • • Unauthorized payment (credible evidence required)
  • • Processor technical error resulting in incorrect capture

3. Ineligible Scenarios

  • • Donation already fully allocated or delivered to programs
  • • Change of mind after confirmation (unless required by local law)
  • • Requests linked to abusive behavior, laundering, or scam patterns

4. How Refunds Work

If approved, refunds are issued back to the original payment method through Stripe/Flutterwave. Banks may take time to post credits. We may request verification to prevent fraud.

5. Chargebacks & Disputes

Chargebacks are handled through the processor dispute system. We may provide transaction logs, confirmations, and communications as evidence. Fraudulent chargebacks may lead to restriction and reporting where legally appropriate.

6. Fraud & Suspicious Activity

If we suspect money laundering, structuring, stolen cards, impersonation, or scam activity, we may delay or deny refunds while investigating, and may report to processors or authorities as required.

Payments
Donations are processed via Stripe and Flutterwave. We do not store full card details. Additional payment methods (e.g., PayPal) may be added in future updates.